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Nina's Story - A Cautionary Tale


Meet Nina. She’s 32 years old, single, and a healthy, independent woman. An engineering manager in one of KL’s biggest start-ups, Nina has worked her way up the corporate ladder and earns enough to support herself and her parents.

One of Nina’s dreams is to visit the Mediterranean countries of Italy and Greece. After years of saving, she finally had enough funds to travel. Unfortunately, one week before her trip, Nina experienced some excruciating stomach discomfort and heavy bleeding.

The diagnosis? Uterine fibroid, a non-cancerous growth of the uterus that usually appears during childbearing age. A typical uterine fibroid surgery will set you back between RM10,000 to RM30,000.

What happens next?

Yes, healthy people encounter unexpected medical situations too. Let’s take a look at two very different ways this could have played out for Nina.

If Nina didn’t have a medical card:

To diagnose uterine fibroids, Nina’s doctors would have had to do an ultrasound, a biopsy to rule out cancer and blood tests, on top of a full medical examination and surgery.

Nina would have had to pay out of her pocket for all the diagnostic procedures, admission, doctor’s consultation, painkillers and other necessary medication and post-hospitalisation follow-up.

Phew! How does that sound? Expensive and painful!

Nina would have to sacrifice her holiday plans and most of her savings to get well. She may even have to borrow money from her parents, who are now retired and dependent on her. What an unfortunate situation!

If Nina had eMedic Plus:

No financial headache on top of her stomachache! Nina’s eMedic Plus plan would have taken care of all her medical expenses, including doctor’s consultation, ultrasound, biopsy, surgery, room & board, medication, and post-hospitalisation care, up to 60 days after discharge.

The best part about this: Nina’s savings would not have been touched, and Nina would have continued with her long-awaited holiday after she recuperates.

See what a difference a simple medical plan can make? Unexpected medical events tend to be stressful, but with a proper plan in place, you could have a breezy experience.

Don’t pay out of pocket for something that you can depend on us for. Get eMedic Plus today and ensure your peace of mind remains intact.


Malaysia's favourite online medical card just got a serious upgrade! Introducing eMedic Plus, with a higher Annual Limit of up to RM150,000 and enhanced benefits like No Claim Rewards, Daily Allowance for Hospitalisation and more – now also available as a Family Plan!

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