eCritical Early Care FAQs
What is eCritical Early Care?

eCritical Early Care is a yearly renewable standalone critical illness plan that provides financial support (Sum Insured) if the customer is diagnosed with any one of the critical illnesses conditions. The Sum Insured is selected by the customer during the purchase process.
How much is the Sum Insured paid out?

The customer can select a Sum Insured from RM50,000 to RM250,000.
How does the payout work?

If the customer is diagnosed with Early Stage critical illness, 50% of the Sum Insured is paid out. If the customer is diagnosed with Advanced Stage critical illness, 100% of the Sum Insured or remaining 50% of Sum Insured shall be payable if there is a claim made previously.
Note: Please refer to product brochure for claim scenario.
What critical illnesses are covered?

eCritical Early Care covers 50 Critical Illnesses Conditions. Please refer the product disclosure sheet for full list of covered illnesses.

Who is eligible to purchase eCritical Early Care?
Malaysians aged from 15 days old (baby) – 60 years old are eligible to purchase eCritical Early Care.