INSURANCE COMBO
A COMPLETE PROTECTION

Medical
Card
+
Term
Life
+
Critical
Illness
eCombo offers a combination of life, medical, and critical illness products to meet your total protection needs.
You only need one comprehensive insurance package.
From as low as RM67/month*
Terms and Conditions apply.

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* This product is only available for Malaysian citizens.
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*Price based on female non-smoker, age 18, with Medical Annual Limit of RM150,000 (eMedic Plus – with Deductible), Sum Insured of RM150,000 (eCritical Early Care), and Sum Insured of RM150,000 (eLife Protector+).

Benefits At A Glance

*eCombo consists of 3 protection plans, which include eMedic Plus, eCritical Early Care and eLife Protector+, where it covers medical, critical illness and life protection needs, respectively.
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Medical Insurance

eMedic Plus

takes care of your medical cost and protects you from medical inflation.

Benefits

  • Up to RM150,000 coverage with no lifetime limit
  • Annual Limit increase up to a total of 150% at no extra cost
  • Unlimited Days On Room & Board
  • No Claim Rewards up to RM60/year
Terms and Conditions apply
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Critical Illness

eCritical Early Care

provides you with the lump sum payout in the event of a critical illness diagnosis.

Benefits

  • Sum Insured up to RM250,000
  • Covers 50 critical illness conditions
  • 50% payout of Sum Insured for Early Stage critical illness
  • 100% payout of Sum Insured for Advanced Stage critical illness (less any prior approved claims for Early Stage critical illness)
    ‍
Terms and Conditions apply
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Life Insurance

eLife Protector+

safeguards you and your loved ones from unexpected events and protects their financial future.

Benefits

  • Sum Insured up to RM250,000
  • 100% payout of Sum Insured for Death
  • 200% payout of Sum Insured for Accidental Death
  • 100% payout of Sum Insured for Total Permanent Disability (TPD)
Terms and Conditions apply
The benefit(s) payable under eligible product is protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Generali Life Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).
Needs Analysis and Financial Budget Calculator
Not sure how much coverage to get? Let us help you decide. Click here!

eCombo FAQs

Who is eligible to purchase eCombo?

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How many plans does eCombo have?

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Do I need to pay first if admitted to hospital?

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When will I receive my policy document?

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Product Documents

eCritical Early Care

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Brochuredownload img
Policy Contract and Product Information Sheetdownload img
Product Disclosure Sheetdownload img

eLife Protector+

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Brochuredownload img
Policy Contractdownload img
Product Disclosure Sheetdownload img
Frequently Asked Questions (FAQ)download img

EMedic Plus

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Brochuredownload img
Policy Contract (Non-Deductible)download img
Policy Contract (Deductible)download img
Product Disclosure Sheet (Deductible)download img
Product Disclosure Sheet (Non-Deductible)download img
Frequently Asked Questions (FAQ)download img
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