eSaver FAQs
What is eSaver?
eSaver is a 5-year savings plan, which you pay for 4 years only. The plan comes with Maturity Benefit, Death Benefit and Guaranteed Cash Endowment. Cash endowment is paid yearly from the end of your first policy year right up to policy maturity.
| Guaranteed Cash Endowment |
| End of Policy Year |
1 |
2 |
3 |
4 |
5 |
| % of Annual Premium |
2% |
2% |
4% |
4% |
8% |
How do I know if eSaver is the right plan for me?
eSaver is for you if you are looking for a short-term savings plan that provides yearly guaranteed cash payments and capital guaranteed upon policy maturity.
Who is eligible to be insured under eSaver?
Malaysians aged between 15 days to 70 years old.
How is the premium amount determined?
You can opt for any annual premium amount starting from RM500 up to RM24,000, in multiples of RM100.
What is the payment mode of premiums?
eSaver currently only accepts premium paid annually for 4 years.
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